In order to send money to someone, log into your MuchBetter app and go to the P2P section.
Select the Send tab and then enter the amount, the receiver's phone number and your message. Instead of typing manually the phone number, you can access your address book to select a person from your existing contacts. Finally, tap Send.
The recipient will receive a pop-up notification of added funds (if they have a MuchBetter account) or a text message (asking them to open one, if they do not).
This is a very short video that explains this, please visit: